Best Wells Fargo Credit Card for Travel

By Punit D

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Wells Fargo offers a list of huge banking products such as customer credit cards, solid offers for customers and many more. The major goal of Wells Fargo is to keep the credit card application simple and easy-to-understand for their customers. It is well known for its multiple credit card options without any annual fee. 

The main feature of Wells Fargo is that it gives you cash back on every purchase, a solid balance transfer card with one of the longest 0% intro APRs and even a card that helps you earn points by spending dollars. Any customer with a good to excellent credit score can avail of all the profits and points Wells Fargo offers. 

Here is a list of credit cards by Wells Fargo with amazing travel benefits:-

1. Wells Fargo Active Cash Card –

It requires 0% intro APR for 15 months after account opening with no annual fee. The details of this card are given below:-

  • Customers can earn a $200 cash rewards bonus on spending $500 in purchases in the first three months of card issue.
  • Unlimited 2% cash rewards on purchases. 
  • It required a 0% annual fee. 
  • You don’t need to track or remember any categories.
  • Cash prizes don’t expire until your account is open. 
  • No intro APR for 15 months at the beginning of account opening on every purchase and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR.
  • Any balance transfer made in the first 120 days of card issue will qualify for the intro rate and fee of 3%, then a BT fee of up to 5%, a $5.
  • Customers can enjoy a premium collection of benefits while selecting the world’s most intriguing and prestigious hotel properties with Visa Signature Concierge.
  • This credit card protects up to $600 against damage or theft of your phone. Customers can avail of these benefits while paying monthly cell phone bills with an eligible Wells Fargo Card. 

2. Bilt Mastercard –

This card also doesn’t require any intro purchase APR and no annual fee. This card allows you to earn points by paying rent without any extra 3% transaction fee. It also reports your monthly rent payment to the credit bureaus to build credit. This card has the following features:-

  • Zero annual fee. 
  • Offer cell phone protection.
  • Purchase security
  • You can earn more points with Rent day on 6X on dining, 4X on travel, and 2X on other purchases except rent.
  • Earn 1X points on rent payment without paying any transaction fee, get 50,000 points every calendar year, 2X points on rent, and 3X points on dining. 

3. Well Fargo Reflect Card –

It costs 0% intro APR up to 21 months from account opening with no annual fee. It is also known as one of the best balance transfer cards due to the longest introductory APR periods currently available. Although, it charges a balance transfer fee of 5%; min: $5. It is higher than the average fee of 3% and can be reduced through savings. 

Well Fargo Reflect card offers the following benefits:-

  • There is no intro APR for 21 months after opening an account on purchases and qualifying balance transfers. Variable APR are 18.24%, 24.74%, 29.99%. Balance transfers are made within 120 days to qualify for the intro rate.
  • With this card, customers can get access to personalized deals from a variety of merchants. This way, you can easily earn cash back as an account credit on every purchase or dining.
  • With eligible Well Fargo Credit cards, customers get up to $600 of cell phone protection against damage or theft on monthly phone bill payments. 

4. Wells Fargo Autograph Card –

This is the best credit card for travel/reward cards without any annual fees. It has 0% intro APR for 12 months from account opening on purchases. This card gives fantastic benefits to its owner, which are given below:-

  • This card will allow you to earn 20,000 bonus points on spending $ 1,000 in purchases in the first three months with a $200 cash redemption value.
  • No intro APR value for 12 months after opening the account on purchase. 20.24%, 25.24%, or 29.99% variable APR after that.
  • Customers can enjoy premium collection benefits with the world’s most intriguing and prestigious hotel properties with Visa Signature Concierge. 
  • You can redeem your travel rewards points, gift cards, or statement credits. 
  • Earn 3X unlimited points on things like restaurants, travel, gas stations, transit, popular streaming services, and phone plans and 1X points on other purchases.

Also Read:- Unveiling the Ultimate Wells Fargo Autograph Review: Is It Worth It?

5. Choice Privileges Select –

It is the best Hotel credit card with an annual fee of $95. This card has no transaction fee and offers an anniversary bonus. This credit card is laced with the following features:- 

  • Customers can win 10X points by participating at Choice Hotels properties. 
  • Get 5X points on purchases at gas stations, grocery stores, home improvement stores, phone plan services, and 1X on other purchases. 
  • Get up to $800 for cell phone protection against any damage or theft on paying your monthly phone bills with an eligible card of Choice Privileges Mastercard. 
  • The customers can receive 20 Elite night credits after qualifying for at least Platinum level status every calendar year. 
  • Annual fee is $95.

Conclusion

Most of the credit cards from Wells Fargo have specific benefits, such as competitive reward programs and introductory APR offers without any annual or foreign transaction fees.

Punit D is a personal finance and Law writer who loves helping people achieve their money goals.

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