The Ultimate Wells Fargo Autograph Card is a solid card that does not require any annual fee rewards card with valuable benefits such as cell phone protection and unlimited rewards potential.
People with this card can earn up to 3 times more popular spending categories, including restaurants, transit and travel bills, and gas stations.
Besides this, the Wells Fargo Autograph Card has many exciting rewards for their customers, described below. So continue reading to know more.
Basics of Ultimate Wells Fargo Autograph
Ultimate Wells Fargo Autograph is a travel credit card with no annual fee of $0. It is primarily positioned in the market due to its triple points on travel spending. But its bonus reward category makes this card even more desirable for other expenditures. These include 3 points per dollar spent at restaurant and gas stations, transit, streaming services, and phone plans.
These features make this card a candidate for your primary event front-of-wallet credit card. One can also “set and forget” for recurring streaming and phone payments. This card is the best option for big spenders with unlimited rewards.
Transfer partners, premium benefits of high-annual-fee travel credit cards, or brand-specific gifts like complimentary checked bags that airline credit cards sometimes offer are unavailable to customers. But with a healthy sign-up bonus and good cell phone insurance, the Wells Fargo Autograph Card adds to its allure as a top pick among no-travel credit cards and cash-back cards.
Features of Ultimate Wells Fargo Autograph
Welcome Offer
Wells Fargo Autograph offers a welcome offer of 20,000 points with a cash redemption value of $200 for a limited period. This offer is only available for new cardholders. They can earn after spending at least $1,000 within three months of account opening.
Get rewards in several purchase categories.
The cardholders can get the benefits of rewards in various spending categories. The customers can earn 3 points per $1 in the following categories:
- Restaurants
- Travel and transit
- Gas stations
- Popular streaming services
- Phone plans
If we compare the Wells Fargo card with any other no-annual-fee credit card, then this is a solid reward rate. Customers will also earn 1 point per $1 on other purchases made with your cards.
0% intro APR offer in purchases
There is a 0% intro APR offer on any purchase for a Wells Fargo Autograph cardholder. You can get 0% intro APR on purchases made with your card within the first year of card ownership. After one year, the go-to APR of 20.24%, 25.24%, or 29.99% variable APR applies. It will help you finance the cost of huge purchases by avoiding the interest during the introductory period.
No Cap on rewards
Some cards will give you a cap on how many rewards you can earn. But Wells Fargo credit cards haven’t limited the rewards, as you can earn unlimited rewards with this card.
No annual Fee
This is one of the best features of the Wells Fargo credit card, which is rarely seen in other credit cards. With no annual fee, this credit card meets all the requirements of cardholders.
Cell phone coverage
If you are paying for your phone services using a Wells Fargo Autograph card, it means you are getting protection for your cell phone along with it. It covers damage, theft, and involuntary and accidental parting. Phones, lost mysteriously, will not get the leverage.
Wells Fargo offers a maximum of $600 per claim for eligible repairs or replacement and $1,200 per 12-month period with a deductible of $25. This supplementary insurance coverage is applied after all the other insurance coverages have expired.
Flexible Redemption options
Cardholders can enjoy flexible redemption on their cards. These redemptions include rewards redeemed for gift cards, travel, and a statement credit. You can also use your redeemed rewards while making purchases using PayPal.
How do you earn rewards from the Wells Fargo Autograph?
The Wells Fargo Autograph card holders can earn 3 points per dollar on each purchase without any spending cap. The spending categories are given below:-
- Dining places (eating places, restaurants, drinking places, fast food restaurants, caterers)
- Gas (Gas stations, automated fuel dispensers, and electric vehicle charging stations)
- Travel (airlines, hotels, motels, timeshares, car rentals, cruise lines, travel agencies, discount travel sites, campgrounds)
- Popular streaming services (cable and television pay, digital goods, books, movies, music and continuity/subscription services)
- Transit (passenger railways, taxis, limousines, ferries, toll bridges and highways, parking lots, and garages)
- Phone plans (landlines and cell phone providers)
Besides all the above purchases, the cardholders earn 1 point on spending each dollar. Thus, there are better options for non-bonus category spending.
The popular streaming services that can help you to earn points are mentioned below:-
- Apple Arcade
- Apple Fitness+
- Apple Music
- Apple News+
- Apple TV +
- Disney+
- ESPN+
- Pandora Plus
- Pandora Premium
- Peacock
- Prime Video
- Sling TV
- Spotify Premium
- YouTube TV
Is the Wells Fargo Autograph Credit card for you?
Suppose you are looking for a card with no annual fee card, a fantastic welcome bonus, lucrative rewards, earning opportunities in various categories and other benefits. In that case, no other card can be better than the Wells Fargo Autograph card.
According to Forbes advisors, consider the following criteria before rating this credit card. The card is graded based on the following factors:-
- Annual Fee
- Value of individual points of mile
- Welcome bonus offer
- Additional cardholder
- Ongoing earning rates
- Included travel or merchant credits
Also Read:- Unveiling the Truth: Makwa Finance Reviews You Can’t Miss
Conclusion
The Wells Fargo Autograph Card credit card is good for travel and every time you spend a dollar. The only con of this card is that it won’t give you a high-end travel perk, like lounge access or free checking on bags at the airport. But this feature is available at a premium price as well.
Thus, it is important to compare the card with others after reading the Wells Fargo Autograph review and decide which is best for you.
